Auto Insurance

It's impossible to predict what may happen while you're on the road. From a stone hitting your windshield to a maniac cutting you off and causing a fender bender, there are a ton of risks that face drivers. Oakland Companies can take some of the stress associated with being behind the wheel with comprehensive Michigan auto insurance coverage. Our Michigan auto insurance policies are designed with you in mind - we make sure your specialized needs are met through your auto insurance. Michigan drivers want the best comprehensive and collision coverage available. A Michigan auto insurance policy from Oakland Companies can provide that to you. Give us a call at 877.312.2920 for more information.

Home Insurance

If you own a home, it's important that you have the proper insurance coverage. A Michigan home insurance policy will protect your property and your possessions if disaster strikes. In addition, homeowners insurance in MI provides you with liability coverages if someone is injured while on your property. With the help of Oakland Companies, you can build a solid Michigan home insurance policy. From hurricanes to break-ins, it's impossible to predict what kinds of risks are lurking around the corner. Make sure you and your family are covered by a MI home insurance policy by speaking with the helpful agents at Oakland Companies today.

Business Insurance

Businesses face a vast number of risks on a daily basis. It's vitally important to the success of your organization that you hold a comprehensive Michigan business insurance policy. Oakland Companies of Troy has a great deal of experience in the MI insurance market, so after a brief consultation we can help you build a Michigan business insurance policy that will provide protection against your specialized risks exposures. Risks can range from property damage to a costly lawsuit, and you don't want to be forced to shut your doors after such events. Speak with the knowledgeable agents at Oakland Companies to learn more about how your company can benefit from business insurance in Michigan.

Bonds Insurance

A commercial bond is not an insurance policy, rather it is a guarantee that obligations will be met no matter what. There are hundreds of commercial bonds on the market, so it's important that you be paired with the appropriate one. At Oakland Companies we have commercial bonds specialists who can help you determine which specialized bonds are required by your business. Oakland Companies of Michigan offers businesses across the country commercial bonds such as a performance bond, surety bond, license and permit bond, utility bond, etc. If you're in need of commercial bonds, simply give us a call at 877.312.2920 or fill out the form on this page to start learning about your options.

Life Insurance

Would you like to protect your loved ones financially if anything were to happen to you? Michigan life insurance policies are designed to help cover the income lost when you pass away. Oakland Companies has been writing Michigan Life Insurance policies for nearly 30 years, and as an insurance brokerage we have more flexibility than most other Michigan life insurance companies. Whether you are in Troy, Ann Arbor, Dearborn, or Detroit we have the Michigan life insurance plan for your needs. Our agents will help you determine if you should enroll in term life insurance, whole life insurance or a combination plan. Contact us for further details about Michigan life insurance and to receive a free quote.

Benefits Insurance

When you are responsible for running a company, of course you want to employ the best team possible. In order to develop a hard working staff, you need to provide the right incentives to attract the right people. Obviously salary can do this but a solid group benefits package can also work wonders. With help from Oakland Companies, Michigan companies can establish an extensive employee benefits package that includes coverages such as group disability insurance, group dental insurance, group life insurance and group health insurance. When an employee knows that you are willing to provide for them, they will be more willing to produce for you. If you have any questions about the employee benefits packages offered by our experienced agents at Oakland Companies, please feel free to give us a call.

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Michigan Life Insurance

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If you’re searching for affordable Michigan life insurance, Oakland Companies in Troy has your solution.

Planning for the future can be difficult. You should be able to spend more time enjoying life, not stressing over life insurance. For those of you on the hunt for a life insurance company, you’ve come to the right place! Oakland Companies is located in Troy, MI but we can write throughout the entire state of Michigan. Our agents are experts on Michigan life insurance and can help you streamline the process of selecting a customized life insurance policy.

Our dedicated team of life insurance professionals understand the Michigan market and regulations and can find the right plan – or mixture of plans – for your specific needs.

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity – cannot be used as cash value.

Whole Life Insurance Basics:

  • Exactly like it says – permanent, not for a specific period.
  • Protection carries with you your whole life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable in the long run.

Term and Whole Life Combined:

  • Build lifelong base of whole live coverage.
  • Supplement specific times of your life with term insurance.

Determining the appropriate type of life insurance can become a difficult and daunting task. Yet the peace of mind you will feel knowing that your beneficiaries are protected if something happens to you is incomparable when you have Michigan life insurance. Oakland Companies will assist you during the selection process.

Don’t waste your time with another Michigan life insurance company, call Oakland Companies today for more information about Michigan life insurance.

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